Construction Loans

For commercial, industrial and residential real estate construction projects

Construction projects can seem daunting. Our experienced Commercial Loan officers can guide you through the process - pre-construction, building process and permanent financing upon completion. 


Commercial/Industrial Construction

  • Construction of new owner occupied or investment properties
  • Expansion or renovation of an existing property

Residential Projects

  • Construction of new owner occupied or investment residential properties 
  • Builder financing for speculative residential projects
  • Owner financing for construction of your dream home
  • Loans for the acquisition of residential building lots

Flexible terms include:

  • Access funds throughout the construction process up to a pre-set amount
  • Flexible interest only payments through the project end
  • Pay interest only the funds advanced
  • Competitive adjustable and fixed-rate loans available

Start your applicationContact a Commercial Loan Officer 


Meet Our Commercial Loan Officers

Matt Bulk

Matt Bulk

Market President-Manhattan and Commercial Lending - NMLS 1042307

In the 20 years Matt has worked at Bank of the Flint Hills as a commercial lender, his favorite aspect of the job is to get into the nuts and bolts of a business. Spending time with his clients, poring over their financials and helping them make sound decisions is what drives him day after day. In his spare time, Matt... read more


Brian Wohler

Brian Wohler

Vice President - Commercial Lending - NMLS 1014093

Brian's banking career started in college in Clay Center, Kansas. Moving into the Commercial Banking field in 1993, Brian joined the BFH team in 2002. He enjoys supporting the local theater and school events and has served roles in both the Colombian Theatre Foundation and the Wamego Athletic Booster Club. He is a PYRO... read more


Troy Pfeifer

Troy Pfeifer

Vice President - Commercial / Agriculture Lending - NMLS 1112697

Troy brings years of banking and financial planning experience to his clients. In his role as a lender, his passion is getting in the “field”, meeting with current and prospective borrowers and assisting them in making their visions, a reality. Troy especially enjoys volunteering at Farmers Night, an event where more... read more


Mason Hinkle

Mason Hinkle

Vice President - Agriculture & Commercial Loan Officer - NMLS 1868442

Mason is a graduate of Oklahoma State University with a B.S. in Agribusiness and a minor in Farm and Ranch Real Estate Appraisal. “Ag is my passion. Banking interested me because I realized the importance of good relationships in both good times and bad.” Mason enjoys spending his free time outdoors and volunteers his... read more


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Joel Wurm

Commercial Loan Officer - NMLS 2503305

Joel has lived in St. Marys since 2000. As a native to the town and the surrounding region, Joel joins us with passion and excitement as his role and his impact in the St. Marys community continue to grow. “My guiding north star both personally and professionally is to bring value to the lives of those around me and to... read more


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Joshua Priddle

Junior Commercial Loan Officer - NMLS 2509839

Joshua is a graduate of Kansas State University with a B.S. in Business Administration & Finance. He has been with Bank of the Flint Hills for two years. Starting as a teller, Joshua developed a deeper understanding of and respect for personal finance and fell in love with the community surrounding banking. Joshua... read more