Pay off your current Home Loan and secure a lower interest rate

A Refinancing Loan is used to replace or pay off your current loan. Loan programs used for Refinance Loans are Conventional Loans, and VA Loans.

  • Lower your interest rate, lower your monthly payment and eliminate PMI / MIP insurance premiums
  • Increase term of current loan to reduce your monthly payment amount or decrease the term of current loan for faster pay off 
  • Access the equity in your home and pay off other debt or receive cash
  • Loan fees can be financed
  • Maximum loan amounts apply according to corresponding loan program


What you will need to get refinanced:

  • Signed and completed Refinance Application and authorizations
  • Copy of applicant's and co-applicant's driver's license
  • Copy of paystubs covering the last 30 days for the borrower and co-borrower
  • Copy of W-2's for the 2 most recent years for borrower and co-borrower
  • Copy of tax returns for 2 most recent years
  • Copy of last 2 months bank statements for all accounts listed on application

Contact a Home Loan OfficerStart application process

Report a Lost / Stolen Debit Card

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After Banking Hours

Telephone Banking Number

You may also report a lost or stolen debit card via online banking or the mobile app.


Meet Our Home Loan Officers

Images.Staff.2016.Chad Herman.jpg

Chad Herman

Real Estate Loan Officer - NMLS #1481079

Chad brings more than 12 years in the mortgage industry to BFH. Having worked in every area of the mortgage department, his behind the scenes knowledge and loan officer experience give him an advantage to really understand the entire mortgage process and make it relatable to his customers. His favorite part of being a... read more

785-458-3176 (Direct)
785-410-9297 (Cell)


Ronda DeVader

Real Estate Loan Officer - NMLS 580132

For more than 21 years, Ronda has guided customers through the complicated process of buying a home and making it as simple and easy as possible. She puts forth great care and pride to ensure every customer is comfortable throughout the process. When she is not working, she loves going to family sporting events and... read more

785-458-3210 (Direct)

Meghan Helin.jpg

Meghan Helin

Real Estate Loan Officer - NMLS 1473284

Meghan is a graduate of Kansas State University and uses her degree daily to take care of customers during the home buying process. With five-plus years of experience in the mortgage industry, she prides herself on her excellent customer service and understanding of the entire home buying process. When she is not... read more

785-458-3120 (Direct)