Pay off your current Home Loan and secure a lower interest rate

A Refinancing Loan is used to replace or pay off your current loan. Loan programs used for Refinance Loans are Conventional Loans, and VA Loans.

  • Lower your interest rate, lower your monthly payment and eliminate PMI / MIP insurance premiums
  • Increase term of current loan to reduce your monthly payment amount or decrease the term of current loan for faster pay off 
  • Access the equity in your home and pay off other debt or receive cash
  • Loan fees can be financed
  • Maximum loan amounts apply according to corresponding loan program


What you will need to get refinanced:

  • Signed and completed Refinance Application and authorizations
  • Copy of applicant's and co-applicant's driver's license
  • Copy of paystubs covering the last 30 days for the borrower and co-borrower
  • Copy of W-2's for the 2 most recent years for borrower and co-borrower
  • Copy of tax returns for 2 most recent years
  • Copy of last 2 months bank statements for all accounts listed on application

Contact a Home Loan OfficerStart application process

Report a Lost / Stolen Debit Card

During Banking Hours

After Banking Hours

Telephone Banking Number

You may also report a lost or stolen debit card via online banking or the mobile app.


Meet Our Home Loan Officers

Images.Staff.2016.Chad Herman.jpg

Chad Herman

Real Estate Loan Officer - NMLS 1481079

Chad brings more than 12 years in the mortgage industry to BFH. Having worked in every area of the mortgage department, his behind the scenes knowledge and loan officer experience give him an advantage to really understand the entire mortgage process and make it relatable to his customers. His favorite part of being a... read more

785-458-3176 (Direct)
785-410-9297 (Cell)

Mandy Hooten.jpg

Mandy Hooten

Real Estate Loan Officer - NMLS 2413724

Mandy Hooten brings more than 10 years of banking experience to her role as mortgage officer. Previously, Mandy worked in the commercial and retail loan division and understands every step of the lending process. She is excited to help customers get into their greatest asset, their homes. In her free time, she makes... read more

785-458-3220 (direct)

Casey Website

Casey Biesenthal

Real Estate Loan Officer - NMLS 1401360

Casey is a graduate of KSU with a degree in Finance and Agribusiness and more than 12 years in the banking industry. An "Ag girl" at heart, Casey brings a passion for agriculture and helping customers to the mortgage team. Her biggest love of banking is helping customers in any capacity she can.
When she has free... read more

785-458-3155 (Direct)