Homeownership Grant Programs

Down Payment & Closing Cost Assistance

Through FHLBank Topeka’s TurnKey Program

 

THE TURNKEY PROGRAM

Bank of the Flint Hills partners with FHLBank Topeka with two Turnkey products available to our customers. Qualified applicants in Colorado, Kansas, Nebraska, and Oklahoma may apply.

 

TURNKEY PRODUCTS

1. Homeownership Set-aside Program (HSP)

The traditional Homeownership Set-aside Program provides down payment, closing cost, and repair assistance to first-time homebuyers earning at or below 80% of the area median income (AMI) for households purchasing homes.

  • You may qualify for up to $15,000 if you are a first-time homebuyer
    • No down payment required
    • Based on household income
    • Must retain ownership for 5 years
    • Buyer can only qualify for one grant
    • Available while funds last

2. HOMEOWNERSHIP POSSIBILITIES EXPANDED (HOPE)

HOPE helps homebuyers with a household income at or below 150% of the AMI with down payment, closing costs, or other eligible repairs. HOPE is not limited to first-time homebuyers.

  • You may qualify for up to $12,500 if you are looking to purchase a home
    • No down payment required
    • Based on household income
    • Must retain ownership for 5 years
    • Buyer can only qualify for one grant
    • Available while funds last

 

Let us help you finance your dream home!

See if the Homeownership Set-Aside Program (HSP) or the Homeownership Possibilities Expanded Program (HOPE) is right for you!

Contact a mortgage loan officer by calling (785) 456-2221 or click the link below to apply now.

 

apply now!

 

Turnkey funds are reserved on a first-come, first-served basis and are available on March 4, 2024.

 

 

Meet Our Home Loan Officers


Images.Staff.2016.Chad Herman.jpg

Chad Herman

Real Estate Loan Officer - NMLS 1481079

Chad brings more than 12 years in the mortgage industry to BFH. Having worked in every area of the mortgage department, his behind the scenes knowledge and loan officer experience give him an advantage to really understand the entire mortgage process and make it relatable to his customers. His favorite part of being a... read more

785-458-3176 (Direct)
785-410-9297 (Cell)

chadh@bankflinthills.com

Mandy Hooten.jpg

Mandy Hooten

Real Estate Loan Officer - NMLS 2413724

Mandy Hooten brings more than 10 years of banking experience to her role as mortgage officer. Previously, Mandy worked in the commercial and retail loan division and understands every step of the lending process. She is excited to help customers get into their greatest asset, their homes. In her free time, she makes... read more

785-458-3220 (direct)

mandyh@bankflinthills.com

Casey Website

Casey Biesenthal

Real Estate Loan Officer - NMLS 1401360

Casey is a graduate of KSU with a degree in Finance and Agribusiness and more than 12 years in the banking industry. An "Ag girl" at heart, Casey brings a passion for agriculture and helping customers to the mortgage team. Her biggest love of banking is helping customers in any capacity she can.
When she has free... read more

785-458-3155 (Direct)

caseyb@bankflinthills.com