Home Loan Products

Home is where memories are made.

Apply Now

Conventional Fixed-Rate Loan

Fixed-rate loan terms are available and these loans are ideal for borrowers with qualifying credit and a minimum down payment.

Contact a Home Loan Officer

Start Application Process


VA Fixed-Rate Loan

VA Loans require no down payment, a minimum credit score requirement, and no monthly mortgage insurance premiums. In order to be eligible for this loan, the borrower must be on active duty, a retired member of the armed forces, or surviving spouse.


Contact a Home Loan Officer

Start Application Process


Adjustable-Rate Mortgage Loan

An Adjustable-Rate Mortgage (ARM) Loan has a variable interest rate that can adjust throughout the life of the loan.

Contact a Home Loan Officer

Start the Application Process

Exterior CompleteHouse.jpg

Construction Financing Loan

Construction Loans are lines of credit to build a home. Funds are disbursed throughout the building process. You pay interest monthly on the outstanding balance of the loan until construction has been completed. 

Contact a Home Loan Officer

Start Application Process


Bridge Loan/Swing Loan

A Bridge Loan/Swing Loan is a short-term loan to assist you in the time between transactions such as purchasing a new home and selling your old home.

Contact a Home Loan Officer

Start Application Process


Home Equity Line of Credit


A Heloc is a line of credit secured by your primary residence. These can be used for various needs including debt consolidation, home renovations, or other large purchases. 

Contact a Home Loan Officer

Start Application Process




Meet Our Home Loan Officers

Images.Staff.2016.Chad Herman.jpg

Chad Herman

Real Estate Loan Officer - NMLS #1481079

Chad brings more than 12 years in the mortgage industry to BFH. Having worked in every area of the mortgage department, his behind the scenes knowledge and loan officer experience give him an advantage to really understand the entire mortgage process and make it relatable to his customers. His favorite part of being a... read more

785-458-3176 (Direct)
785-410-9297 (Cell)

Mandy Hooten.jpg

Mandy Hooten

Real Estate Loan Officer - NMLS 2413724

Mandy Hooten brings more than 10 years of banking experience to her role as mortgage officer. Previously, Mandy worked in the commercial and retail loan division and understands every step of the lending process. She is excited to help customers get into their greatest asset, their homes. In her free time, she makes... read more

785-458-3220 (direct)


Ronda DeVader

Real Estate Loan Officer - NMLS 580132

For more than 21 years, Ronda has guided customers through the complicated process of buying a home and making it as simple and easy as possible. She puts forth great care and pride to ensure every customer is comfortable throughout the process. When she is not working, she loves going to family sporting events and... read more

785-458-3210 (Direct)

Meghan Helin.jpg

Meghan Helin

Real Estate Loan Officer - NMLS 1473284

Meghan is a graduate of Kansas State University and uses her degree daily to take care of customers during the home buying process. With five-plus years of experience in the mortgage industry, she prides herself on her excellent customer service and understanding of the entire home buying process. When she is not... read more

785-458-3120 (Direct)

Casey Website

Casey Biesenthal

Real Estate Loan Officer - NMLS 1401360

Casey is a graduate of KSU with a degree in Finance and Agribusiness and more than 12 years in the banking industry. An "Ag girl" at heart, Casey brings a passion for agriculture and helping customers to the mortgage team. Her biggest love of banking is helping customers in any capacity she can.
When she has free... read more

785-458-3155 (Direct)